One of the most commonly asked questions by new home buyers and renewing home buyers is: How do I get the best mortgage?
Champion Mortgage knows that a mortgage is more than just a rate — there are many important elements and options to consider in a mortgage that will add up to make it the “best mortgage”.
Get The Big Picture
Champion Mortgage is one of only a select few mortgage companies in Canada to provide you with access to a revolutionary technology which will take your unique information and provide you with a personalized Lender Comparison Report.
This report will provide you with a quick comparison of the top four lenders in the mortgage business compared with Champion.
We understand that one of the biggest deciding factors for many people is the mortgage interest rate.
However, what most people don’t know is that mortgage rates change every single day. When you click on a major financial institution’s website to check out their rates, what you see are not the most recent rates — they are simply the rates that they are most comfortable posting in a public environment.
Champion takes the time, every single day, to examine the mortgage interest rate fluctuations so that we can provide our clients with the best, real-time options. Larger financial institutions won’t do this for you because the fewer options you have, the easier it is for them.
Another important mortgage consideration are the mortgage terms. Are you interested in a variable or fixed rate? Do you want a short-term or long-term mortgage? Are you looking for flexibility to renegotiate or move your mortgage?
There are many important questions to ask yourself — and we’ll help you walk through all of the available options. The team at Champion will take the time to review and discuss your particular needs to ensure that your goals are met and you aren’t locked into a mortgage that won’t work for you.
A key piece of information that often doesn’t get discussed by larger institutions are the penalties.
We all know that life happens and things change. If your particular situation changes, you may want to renegotiate your mortgage, switch your mortgage provider, or even terminate your contract. All of these options typically incur penalty fees, and sometimes these fees are substantial and can significantly impact your future plans.
Our Lender Comparison Report includes all of this important information, so that you can see a full picture of the implications of your decisions.
Lender Comparison Report
Our report is based on your unique situation — you plug in all the numbers — and it will provide you with detailed information including:
- Interest rates
- Monthly payments
- Term overviews
- Payment privileges
- Overall summary
There’s a lot of information in this report and our team is happy to go over the details with you and answer any questions you may have. Contact Champion Mortgage today.