We are Champion Mortgage

Learn more about who we are, meet our amazing mortgage brokers and discover how we became an award winning mortgage brokerage.

What is a Mortgage Broker?

A mortgage broker is an intermediary between a lender (usually a bank) and a borrower (a homebuyer). Banks only sell their own branded products. Mortgage brokers act as an unbiased source to ensure that all potential options are considered, regardless of which lender is ultimately selected to provide funding. The goal of a mortgage broker is to match a lender to a borrower’s specific financial situation and needs.


From day one, Champion’s primary focus has been client satisfaction. Our mortgage agents are committed to ensuring that the needs of every client are met, from the first-time home buyer to the experienced real estate investor.


With Champion, you can have peace of mind, knowing that a dedicated mortgage broker is working in your corner to secure the very best mortgage loan for your individual mortgage needs.


Whether you are a first time home buyer or you need to renew your mortgage, refinance, or consolidate debt, we have the tools and experience to ensure you make the right choice.

Champion Mortgage Logo

Understanding your unique lifestyle helps us match financial products with your mortgage goals. Getting to know who you are allows us to position you for success for the entire lifetime of your mortgage.  

—Dylan Furlong

Mortgage Agent | Partner
Champion Mortgage

The Champion Mortgage Difference

At Champion, our mortgage agents continue to shop for the best mortgage rate, throughout the life of your mortgage loan, 5 days a week. We continuously review each and every one of our clients’ mortgage loans to calculate when our clients will save money by switching to a different mortgage loan. No other mortgage broker in Canada provides this level of mortgage service.*

  • Our mortgage agents are home owners too. We understand the process, stresses, and complications. We keep what's most important at top of mind.
  • We have access to mortgage products that offer lower penalties and reduced fees. We pride ourselves in offering mortgages that match your lifestyle to reduce the risks of future life decisions.
  • Our mortgage agents strive to get you the best mortgage rate on the market. (There are over 2300 rates on the Canadian market!)
  • Champion Mortgage has access to over 70 mortgage lenders in Canada. You can take advantage of mortgage products outside of your home town and start realizing savings on a national level.

Want to learn more about us?

We’d love to meet. Understanding your lifestyle is the first step into a smarter mortgage. Click or call and start the conversation that may save you thousands. 

Cathy Okrafka, Mortgage Expert

Cathy Okrafka

Mortgage Experience Manager

Our History

Champion Mortgage is an multi-award winning Mortgage Brokerage founded in Guelph, Ontario, that has been helping Canadians achieve their home ownership and real estate investment goals since 2001. Champion was founded by Ruth Adlam and Mike Adlam, who have over 55 years combined experience in the real estate and mortgage lending industries. Recognized for its high quality mortgage loan & client-driven mortgage services, Champion now comprises a thriving team of experienced and dedicated mortgage broker professionals, serving Canadians nationwide.

For our full list of honours and achievements, visit our awards page.

Our Lenders

We keep up to date on the lates mortgage rates, Canada’s prime rate, and mortgage loan products, from over 50 lenders, to find the best possible mortgage loan for each of our clients.

Our Monthly Newsletter can save you thousands

* On accepted credit. Mortgage rates vary based on your credit score, assets, liabilities, down payment ratio, and a number of other factors. The best way to determine your true pre-approved rate is to call us at 1-877-341-1299. To the best of our knowledge, no other mortgage broker in Canada provides this service, however we cannot guarantee this statement given the sheer size of the industry.