A smarter partner

At Champion, great mortgages are more than just a great rate. Our technology and expertise helps your forward-thinking clients plan and achieve their financial goals, all the while keeping you in the loop.

Champion Mortgage Offer Comparison Tool

A mortgage isn't supposed to be handcuffs

In the last 5 years, 53% of Canadian home owners paid a mortgage penalty because of an ill-suited mortgage.† Our tools help homeowners see the full picture and truly understand the difference the fine print can make to the overall cost of a mortgage. Finally, you’ve found someone who actually understands the long term implications of choosing one more over another.


We are a team of highly educated experienced professionals. We are committed to finding your clients a mortgage that perfectly matches their lifestyle, budget and future goals.


We are proud to stand beside our Lenders and industry partners and are strong advocates of transparency. Recognized as one of the best brokerages in the country we have strong relationships with the country's top lenders giving your clients more choice and solutions, and only deal with the best of the best professionals.

Active Management = Savings

On average our clients save over $10,000 over the life of their mortgage. Our job doesn't stop once the mortgage starts - we continuously monitor and manage our clients mortgages to ensure they are always saving the most money. Think of us as the investment portfolio managers of mortgages. As most mortgage professionals just move on to the next mortgage we have dedicated professionals that identify if and when to move a mortgage into a better deal.

First National Financial Logo

Many times this industry gets broken down into, “the best mortgage equals the best rate,” and that’s not necessarily the fact. The best mortgage is specific to each customer’s needs, wants and desires, not only the best rate. 

—Ben Kawa

National Director, Sales & Strategic Partnerships
First National Financial LP

Our Services

We have solutions for your clients at every stage of home ownership

Find your new home

The First Home

Our experts simplify mortgages and guide your clients through the entire mortgage application process (and keep you informed along the way).

Refinancing for home renovations


Leverage equity invested in your clients' home for major purchases, investments, investment properties, renovations and more.

Buy or sell your next property

The Next Property

A new home, cottage, investment property, or downsizing. Our experts have solutions for practically every situation.

Getting A Mortgage With Champion

We make it easy for your clients to work with us: online tools, virtual and in-person meetings, and even sending the lawyer to sign with your client at their home, work or even a truck stop. Service means everything to us.


Collaborative review your client's goals, exploring new options, helping your clients become mortgage free faster. Why not put our heads together when we are working towards a common goal?

When the bank says no

Champion's founders have been providing alternative and private lending solutions for over 40 years. Life happens to good people; we step in to help.

Tech Forward

We make your clients’ home ownership journey simple, safe and secure. Explore our industry leading tools and discover how our technology helps.

Mortgage Affordability Calculator

Pre-qualifying your clients with Champion is easy. Our 2 minute dual branded pre-qualification calculator is the most accurate in the country.

  • Capture leads on your website and social media
  • Quickly qualify your new clients before you get too far along

Online Application & Documentation Collection

Our intuitive 12-minute application tool dynamically asks the right questions and then intelligently requests the supporting documents needed

  • Including asking for the client's realtor from the start, ensuring it is clear you are part of the team
  • Your clients are busy, our technology saves them time and provides the modern experience Canadians deserve

Leading the Industry

Compare My Offers is a one-of-a-kind broker comparison tool. We built it because we believe Canadians deserve mortgage transparency, education, and competitive rates.  

  • Directly compares all mortgage features, not just the rate
  • Provides a break-down of all closing costs (and of course co-branded)

Looking for a true partner?

Call or Email Cathy to book a meeting with one of our Business Development Managers.

Cathy Okrafka, Mortgage Expert

Cathy Okrafka

Mortgage Experience Manager

We are Champion Mortgage

Champion Mortgage has been helping Canadians achieve their home ownership and real estate investment goals since 2001. Welcome to our family.

Our Family

We take the family approach to building trust and great communication. If we aren’t comfortable recommending an option to our family, we won’t recommend it to your clients.

How Mortgage Brokers Help

We believe that your client's goals should be our goals. Building a relationship is the best way to understand their present needs and future plans. Step #1 is saying hello.

Our Partners

Transparency and trust are everything. We proudly stand beside our partners and advocate for stronger financial literacy. Understanding that your clients' investments are secure comes standard.

Accountability Moving Forward

The Canadian mortgage industry can change overnight. We keep our partners up to date with changes and information that really matters. We keep you up to date throughout the process, never leaving you wondering… what’s going on with my client’s mortgage?

Champion makes it a priority to ensure their clients are educated throughout the whole mortgage process. As a first time buyer it can be a confusing and overwhelming process – they were patient and helped me understand everything I needed to know and answered my questions.

—Patricia Kopec

Champion homeowner since July 2016

† Data from new clients to Champion Mortgage from 2014-2018.