Mortgage financing for

First-Time Home Buyers.

Everything you need to know to buy your first home with confidence.

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Understanding everything involved in buying your first home can seem overwhelming. No need to worry, we have a plan for you to follow.

STEP ONE

Start Now.

There is a lot of information you need to know when buying your first home. The earlier you start the process, the better prepared you'll be to actually make your homeownership dreams a reality. Contacting us is the best place to start.

STEP TWO

Get a Pre-approval.

Income, credit and downpayment are what lenders look at when assessing you for mortgage financing. By working through these ahead of time, you'll know exactly where you stand when it comes time to buying your first home.

STEP THREE

Trust your Professionals.

Once you've been preapproved, you can start looking for your first home. Through the process, you'll use services from many professionals, such as Realtors, Lawyers, Home Inspectors, and Appraisers. We'll guide you every step of the way.

300+ Google reviews from Indi clients

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"I had a great experience working with Indi."


"Indi makes it a priority to ensure their clients are educated throughout the whole mortgage process. As a first time buyer it can be a confusing and overwhelming process – they were patient and helped me understand everything I needed to know and answered my questions."


Patricia Kopec

Indi homeowner since July 2016. 

Make some calculations

If you'd like to run a few calculations before getting started, we'd love to help you. First tell us where you are in your journey to buying a home

I'm just getting started

Exciting times! Let's find out how much you'll be able to afford once you decide to buy.

CALCULATE

I have a home in mind

Great! Let's find out whether you'll be able to afford to buy it!

CALCULATE

Buying your first home is an exciting life milestone.

We'll handle all the details so you can focus on what really matters most to you.

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Mortgage resources about homeownership

4 Signs You’re Ready for Homeownership

If you’ve got at least 5% saved up for a downpayment, if you’ve established your credit profile, and you have the income to support mortgage payments, the best place to start the home buying process is with a preapproval. Learn more about the path to homeownership here.

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Unsure About The Housing Market? Let's Talk.

There’s no doubt that buying your first home can be stressful, but it doesn’t have to be. Having a plan in place is the best course of action to help you make good decisions and alleviate that stress.

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Learn more about getting credit to buy your first home

How to Establish New Credit

If you’re new to managing personal finance and you want to learn about credit, you’ve come to the right place. Establishing credit is simple when you have a plan to follow. Learn more here.

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Will Collections Impact Your Mortgage?

Did you know that over 20% of credit reports contain some level of inaccuracy? If you have a collection account outstanding, even if it’s an error, your mortgage application will be held up until the problem is solved. Learn more here.

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Learn more about your downpayment

How to save money for a downpayment

The key to saving money is getting clarity - clarity around your income and your expenses, developing and following a clear plan, and seeking help from professionals who can help you see the big picture as well as the details.

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Downpayment Options

If you’re looking to buy a property, you’ll be required to come up with at least 5% of the property value for the downpayment. There are several ways you can come up with the funds. Learn more about your downpayment options here.

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Difference Between Deposit and Downpayment

Do you know the difference between the deposit and downpayment? Learn more about these terms as they relate to the home buying process.

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Getting the mortgage process started

Protect Yourself with a Pre-approval

One of the biggest mistakes when shopping for property is falling in love with something you can’t afford. Learn more about how a pre-approval can protect you.

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Costs Associated with Buying Property

When purchasing property, in addition to the downpayment, you’ll be required to come up with the money to cover closing costs. There’s a lot to consider. Learn more about the costs associated with buying property.

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Please connect anytime. It would be a pleasure to help get you a mortgage for your first home.

Ready to get started?

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Looking for a quick answer?

If you'd rather send a quick note to get the process started, go ahead, we'd love to hear from you. 

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