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A smarter mortgage

At Champion, great mortgages are more than just a great rate. Our technology and expertise helps forward-thinking Canadians plan and achieve their financial goals.

Tech Forward - A Fully Digital Mortgage Experience

A fully digital end-to-end mortgage experience means the entire process can be completed online and over the phone with our mortgage professionals, you never need to leave the comfort of your home.

A Fully Digital Experience

For the first time in Ontario: fully complete your mortgage without leaving your couch. From application to signing, everything can be completed online. You don’t even have to visit a lawyer’s office to sign the final documents.

Start the fully digital experience >

Mortgage Affordability Calculator

Building a plan with Champion is easy. Start by determining a budget and we will help you reach your financial goals.

Discover how much you can afford >

Online Application

Purchasing a home? Renewing or refinancing? Our dynamic 12-minute application tool is simple to use and 100% mobile friendly. The application process has never been easier.

Start your online application now >

Empowering the Industry

Compare My Offers is a one-of-a-kind broker comparison tool. We built it because we believe Canadians deserve mortgage transparency, education, and competitive rates.

Discover a smarter mortgage, book your consultation today >

Our Services

What step of the home ownership journey are you on?

Your First Home

Our experts simplify mortgages and guide you through the entire mortgage application process.

Refinancing

Leverage equity you’ve invested in your home for major purchases, renovations and more.

Your Next Property

Thinking of purchasing another home, investment property, or downsizing? Our experts are here to help.

Get A Mortgage With Champion

Thinking about buying a home? Start your 12-minute application online now.

Renewing

Review your goals, explore new options, become mortgage free faster.

Switch To Champion

Switch your mortgage to Champion and start saving today.

Your home shouldn’t cost you a mortgage

In the last 5 years, 53% of Canadian home owners paid a mortgage penalty because of an ill-suited mortgage. At Champion, we believe providing GREAT service means providing the RIGHT service. Our tools help homeowners see the full picture. Finally, a mortgage experience worthy of your home.

Expertise

Working with a Champion Mortgage Broker is almost always free. We promise to find you a mortgage that perfectly matches your lifestyle, budget and future goals. Think relationship, but we pick up the bill.

Transparency

We are proud to stand beside our Lenders and industry partners and are strong advocates of transparency. Think safety. Your investments are secure.

Our Lenders >

Savings

On average our clients save over $10,000 over the life of their mortgage. Our expert brokers negotiate for you, reducing penalties and rates, and managing the details. Think savings. Your home should be your home faster.

Learn More about Mortgage Myths >

Many times this industry gets broken down into, “the best mortgage equals the best rate,” and that’s not necessarily the fact. The best mortgage is specific to each customer’s needs, wants and desires, not only the best rate.

—Ben Kawa

National Director, Sales & Strategic Partnerships
First National Financial LP

Looking for answers?

Have questions about how to get started? Call or email. Our experts will guide you through the process.

We are Champion Mortgage

Champion Mortgage has been helping Canadians achieve their home ownership and real estate investment goals since 2001. Welcome to our family.

Our Family

We take the family approach to building trust and great communication. If we aren’t comfortable recommending an option to our family, we won’t recommend it to you.

Meet our family >

How Mortgage Brokers Help

We believe that your goals should be our goals. Building a relationship is the best way to understand your present needs and future plans. Step #1 is saying hello.

Discover how a Champion Mortgage Broker can help you >

Our Partners

Transparency and trust are everything. We proudly stand beside our partners and advocate for stronger financial literacy. Understanding that your investments are secure comes standard.

Our Partners >

Accountability Moving Forward

The Canadian mortgage industry can change overnight. Don’t be surprised to get a call from one of our experts with updated options when things change. We continually work to save you money at every stage of your home ownership journey. The best part of our job is sharing our clients’ amazing reactions to saving thousands. Leave us a review.

Champion makes it a priority to ensure their clients are educated throughout the whole mortgage process. As a first time buyer it can be a confusing and overwhelming process – they were patient and helped me understand everything I needed to know and answered my questions.

—Patricia Kopec

Champion homeowners since July 2016