A smarter mortgage

At Champion, great mortgages are more than just a great rate. Our technology and expertise helps forward-thinking Canadians plan and achieve their financial goals.

Champion Mortgage Offer Comparison Tool

Your home shouldn’t cost you a mortgage

In the last 5 years, 53% of Canadian home owners paid a mortgage penalty because of an ill-suited mortgage. At Champion, we believe providing GREAT service means providing the RIGHT service. Our tools help homeowners see the full picture. Finally, a mortgage experience worthy of your home.


Working with a Champion Mortgage Broker is almost always free. We promise to find you a mortgage that perfectly matches your lifestyle, budget and future goals. Think relationship, but we pick up the bill.


We are proud to stand beside our Lenders and industry partners and are strong advocates of transparency. Think safety. Your investments are secure.


On average our clients save over $10,000 over the life of their mortgage. Our expert brokers negotiate for you, reducing penalties and rates, and managing the details. Think savings. Your home should be your home faster.

First National Financial Logo

Many times this industry gets broken down into, “the best mortgage equals the best rate,” and that’s not necessarily the fact. The best mortgage is specific to each customer’s needs, wants and desires, not only the best rate. 

—Ben Kawa

National Director, Sales & Strategic Partnerships
First National Financial LP

Tech Forward

Make your home ownership journey simple, safe and secure. Explore our industry leading tools and discover how our mortgages work for you.

Mortgage Affordability Calculator

Building a plan with Champion is easy. Start by determining a budget and we will help you reach your financial goals.

  • Add multiple applicants, credit history and down payment all in one place
  • Find out how much you could afford in less than 2 minutes

Online Application

Purchasing a home? Renewing or refinancing? Our dynamic 12-minute application tool is simple to use and 100% mobile friendly. The application process has never been easier.

  • Add your real estate agent and lawyer, collaborating saves time
  • Have questions? We have live support to help every step of the way

Empowering the Industry

Compare My Offers is a one-of-a-kind broker comparison tool. We built it because we believe Canadians deserve mortgage transparency, education, and competitive rates.  

  • Directly compare all mortgage features, not just the rate
  • Customize the perfect mortgage to match your lifestyle

Looking for answers?

Have questions about how to get started? Call or email. Our experts will guide you through the process.

Cathy Okrafka, Mortgage Expert

Cathy Okrafka

Mortgage Experience Manager

We are Champion Mortgage

Champion Mortgage has been helping Canadians achieve their home ownership and real estate investment goals since 2001. Welcome to our family.

The champion mortgage partners

Our Family

We take the family approach to building trust and great communication. If we aren’t comfortable recommending an option to our family, we won’t recommend it to you.

How Mortgage Brokers Help

We believe that your goals should be our goals. Building a relationship is the best way to understand your present needs and future plans. Step #1 is saying hello.

Our Partners

Transparency and trust are everything. We proudly stand beside our partners and advocate for stronger financial literacy. Understanding that your investments are secure comes standard.

Accountability Moving Forward

The Canadian mortgage industry can change overnight. Don’t be surprised to get a call from one of our experts with updated options when things change. We continually work to save you money at every stage of your home ownership journey. The best part of our job is sharing our clients’ amazing reactions to saving thousands. Leave us a review.

Champion makes it a priority to ensure their clients are educated throughout the whole mortgage process. As a first time buyer it can be a confusing and overwhelming process – they were patient and helped me understand everything I needed to know and answered my questions.

—Patricia Kopec

Champion homeowners since July 2016

From The Blog

Sharing knowledge and empowering Canadians is in our DNA. Our blog is filled with tips, tricks and expert advice that can help you save thousands.

Our Monthly Newsletter can save you thousands