A smarter mortgage

At Champion, great mortgages are more than just a great rate. Our technology and expertise helps forward-thinking Canadians plan and achieve their financial goals.

Your home shouldn’t cost you a mortgage

In the last 5 years, 53% of Canadian home owners paid a mortgage penalty because of an ill-suited mortgage. At Champion, we believe providing GREAT service means providing the RIGHT service. Our tools help homeowners see the full picture. Finally, a mortgage experience worthy of your home.

Expertise

Working with a Champion Mortgage Broker is almost always free. We promise to find you a mortgage that perfectly matches your lifestyle, budget and future goals. Think relationship, but we pick up the bill.

Transparency

We are proud to stand beside our Lenders and industry partners and are strong advocates of transparency. Think safety. Your investments are secure.

Our Lenders >

Savings

On average our clients save over $10,000 over the life of their mortgage. Our expert brokers negotiate for you, reducing penalties and rates, and managing the details. Think savings. Your home should be your home faster.

Learn More about Mortgage Myths >

Many times this industry gets broken down into, “the best mortgage equals the best rate,” and that’s not necessarily the fact. The best mortgage is specific to each customer’s needs, wants and desires, not only the best rate.

—Ben Kawa

National Director, Sales & Strategic Partnerships
First National Financial LP

Our Services

What step of the home ownership journey are you on?

Your First Home

Our experts simplify mortgages and guide you through the entire mortgage application process.

Refinancing

Leverage equity you’ve invested in your home for major purchases, renovations and more.

Your Next Property

Thinking of purchasing another home, investment property, or downsizing? Our experts are here to help.

Get A Mortgage With Champion

Thinking about buying a home? Start your 12-minute application online now.

Renewing

Review your goals, explore new options, become mortgage free faster.

Switch To Champion

Switch your mortgage to Champion and start saving today.

Tech Forward

Make your home ownership journey simple, safe and secure. Explore our industry leading tools and discover how our mortgages work for you.

Mortgage Affordability Calculator

Building a plan with Champion is easy. Start by determining a budget and we will help you reach your financial goals.

Discover how much you can afford >

Online Application

Purchasing a home? Renewing or refinancing? Our dynamic 12-minute application tool is simple to use and 100% mobile friendly. The application process has never been easier.

Start your online application now >

Empowering the Industry

Compare My Offers is a one-of-a-kind broker comparison tool. We built it because we believe Canadians deserve mortgage transparency, education, and competitive rates.

Discover a smarter mortgage, book your consultation today >

Looking for answers?

Have questions about how to get started? Call or email. Our experts will guide you through the process.

We are Champion Mortgage

Champion Mortgage has been helping Canadians achieve their home ownership and real estate investment goals since 2001. Welcome to our family.

Our Family

We take the family approach to building trust and great communication. If we aren’t comfortable recommending an option to our family, we won’t recommend it to you.

Meet our family >

How Mortgage Brokers Help

We believe that your goals should be our goals. Building a relationship is the best way to understand your present needs and future plans. Step #1 is saying hello.

Discover how a Champion Mortgage Broker can help you >

Our Partners

Transparency and trust are everything. We proudly stand beside our partners and advocate for stronger financial literacy. Understanding that your investments are secure comes standard.

Our Partners >

Accountability Moving Forward

The Canadian mortgage industry can change overnight. Don’t be surprised to get a call from one of our experts with updated options when things change. We continually work to save you money at every stage of your home ownership journey. The best part of our job is sharing our clients’ amazing reactions to saving thousands. Leave us a review.

Champion makes it a priority to ensure their clients are educated throughout the whole mortgage process. As a first time buyer it can be a confusing and overwhelming process – they were patient and helped me understand everything I needed to know and answered my questions.

—Patricia Kopec

Champion homeowners since July 2016

From The Blog

Sharing knowledge and empowering Canadians is in our DNA. Our blog is filled with tips, tricks and expert advice that can help you save thousands.

Mortgage Penalties: Get The Facts

Are you a homeowner considering adjusting the terms of your mortgage or switching to a different lender? Are you alarmed...

Mortgage Health Check

Everyone knows that you should go and see your doctor once a year for a check-up to make sure you...

Pay Off Your Mortgage In Half The Time

What if we told you that there is a way that you can pay off your mortgage in half the...

Mortgage Pre-Approval & What It Really Means

First-time home buyers often get swept up in all the lingo and requirements on the path to purchasing their first...

Get started now >

Need to move quickly? Start the application process now and become a home owner sooner.

Explore your options >

Call to book a free, no obligation discovery session. Talk to our experts and start building confidence.